ANDREW CARMICHAEL
Financial Adviser · Manly, NSW
📚 Qualifications & Training
2000 - Bachelor of Science - Bachelor Degree (AQF 7) - The University of Leeds
2009 - CFA UK Level 3 Certificate in Investment Management - Other - CFA Society of the UK
2013 - FNS50610 Diploma of Financial Planning - Diploma (AQF 5) - Kaplan Higher Education Pty Limited
2013 - Self Managed Super Funds - Other - Kaplan Higher Education Pty Limited
2015 - Advanced Diploma of Financial Planning - Advanced Diploma (AQF 6) - Kaplan Higher Education Pty Limited
2016 - DFP5v1 Tax for Financial Advising (Short Answer Exam) - Other - Kaplan Higher Education Pty Limited
2021 - Graduate Diploma of Financial Planning - Graduate Diploma (AQF 8) - Kaplan Higher Education Pty Limited
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.