CARL JEFFERY FRESHWATER
Financial Adviser · Bairnsdale, VIC
📚 Qualifications & Training
2006 - Bachelor of Business (Business Information Systems) - Bachelor Degree (AQF 7) - RMIT
2010 - Diploma of Financial Services - - Kaplan Professional
2012 - Advanced Diploma of Financial Services - Advanced Diploma (AQF 6) - Kaplan Professional
2016 - Certified Financial Planner - Professional Designations - Financial Advice Association Australia
2017 - Self Managed Superannuation - - Kaplan
2025 - Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Professional
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.