CARMEL GARDNER
Financial Adviser · Bundall, QLD
📚 Qualifications & Training
2005 - Diploma of Financial Services (Financial Planning) - - TAFE Queensland
2011 - Margin Lending and Geared Investments - - Kaplan Professional
2014 - Accredited Aged Care Professional - Other - Aged Care Steps Pty Ltd
2017 - SMSF Core Course - Other - DBA Network Pty Ltd
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.