DEBRA LEE CRAM
Financial Adviser · Cootamundra, NSW
📚 Qualifications & Training
2005 - Bachelor of Business - - Charles Sturt University
2008 - Certififcate of Public Practice - - ICAA
2015 - CA SMSF Specialist - - University of NSW
2023 - Client Engagement Skills - Bridging Course - Behavioural Finance - Kaplan Professional
2023 - Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Professional
🏢 Professional Memberships
Chartered Accountants Australia and New Zealand (CA ANZ)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.