HEATHER MARGARET MCCARTHY
Financial Adviser · Warragul, VIC
📚 Qualifications & Training
1991 - Bachelor of Business - Bachelor Degree (AQF 7) - Monash University
1992 - CPA - - Australian Society of CPAS
1997 - Certified Financial Planner - - Deakin University/ Financial Planning Association
2011 - Self Managed Superannuation Funds - Certificate (AQF 1-4) - Kaplan Education Pty Ltd
2022 - Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Education Pty Ltd
2023 - Superannuation and Retirement Advice - Bridging Course - Regulation & Legal Obligations - Kaplan Education Pty Ltd
🏢 Professional Memberships
CPA Australia (CPA)
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.