JAMES JASON CRUZ
Financial Adviser · Ballina, NSW
📚 Qualifications & Training
2003 - Diploma of Financial Planning - - Deakin University
2007 - Listed Product Accreditation Course (LPAC) - - ASX
2021 - Behavioural Finance and Investment Portfolio Management - Graduate Diploma (AQF 8) - UNE
2021 - Professional Ethics - Graduate Diploma (AQF 8) - UNE
2021 - Superannuation and Retirement Planning - Graduate Diploma (AQF 8) - UNE
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.