JANINE VARUGHESE
Financial Adviser · Sydney, NSW
📚 Qualifications & Training
1991 - Bachelor of Economics - Bachelor Degree (AQF 7) - Macquarie University
1994 - Certificate in Financial Markets - Advanced Diploma (AQF 6) - The Securities Institute of Australia
1998 - Diploma of Financial Planning - Advanced Diploma (AQF 6) - Financial Planning Association of Australia (FPA)
2020 - FPC002B Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Professional
2024 - TFA Tax for Financial Advising - Other - Kaplan Professional
2025 - TASACL Commercial Law - Other - Kaplan Professional
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.