JOSHUA GARY HOWARD
Financial Adviser · Albury, NSW
📚 Qualifications & Training
2007 - Advanced Diploma of Business (International business) - - Swinburne University of Technology
2008 - Diploma of Financial Services - - Dover
2010 - Advanced Diploma of Financial Services - - Pinnacle Financial Services Academy
2021 - Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan
🏢 Professional Memberships
Chartered Accountants Australia and New Zealand (CA ANZ)
Financial Advice Association of Australia (FAAA)
SMSF Association
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.