LJUBICA KIERNO

Financial Adviser Ā· Adelaide, SA

Registered

Registration Number

001008469

Registration Status

Registered

Location

Adelaide, SA 5000

Providing Advice Since

2009

Registration Date

05/05/2009

Financial Services Licensee

AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED

Licence #000234527

šŸ“š Qualifications & Training

1996 - Bachelor of Economics - - The University of Adelaide
2004 - Diploma of Financial Advising - - Securities Institute of Australia
2008 - Master of Financial Planning - Masters Degree (AQF 9) - University of the Sunshine Coast
2019 - FPC002B Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Higher Education Pty Limited

ā„¹ļø What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.