MELISSA JAYNE CROWE-ANSWER

Financial Adviser Β· Ballarat Central, VIC

Registered

Registration Number

001269698

Registration Status

Registered

Location

Ballarat Central, VIC 3350

Providing Advice Since

2010

Registration Date

26/11/2018

Financial Services Licensee

STERLING GROUP VIC PTY LTD

Licence #000481623

πŸ“š Qualifications & Training

2003 - Bachelor of Commerce - Bachelor Degree (AQF 7) - Deakin University
2007 - Graduate Diploma of Chartered Accounting - Graduate Diploma (AQF 8) - Institute of Chartered Accountants
2010 - Diploma of Financial Services - - Kaplan professional
2010 - Margin Lending & Geared Investments - - Kaplan Professional
2025 - Client Engagement Skills - Bridging Course - Behavioural Finance - Kaplan Professional
2025 - Ethics & Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Professional

🏒 Professional Memberships

Chartered Accountants Australia and New Zealand (CA ANZ)

ℹ️ What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.