MELISSA JAYNE CROWE-ANSWER
Financial Adviser Β· Ballarat Central, VIC
π Qualifications & Training
2003 - Bachelor of Commerce - Bachelor Degree (AQF 7) - Deakin University
2007 - Graduate Diploma of Chartered Accounting - Graduate Diploma (AQF 8) - Institute of Chartered Accountants
2010 - Diploma of Financial Services - - Kaplan professional
2010 - Margin Lending & Geared Investments - - Kaplan Professional
2025 - Client Engagement Skills - Bridging Course - Behavioural Finance - Kaplan Professional
2025 - Ethics & Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Professional
π’ Professional Memberships
Chartered Accountants Australia and New Zealand (CA ANZ)
βΉοΈ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.