MELISSA JAYNE KRAMER
Financial Adviser · Mt Gambier, SA
📚 Qualifications & Training
1997 - Bachelor of Arts - Bachelor Degree (AQF 7) - Deakin University
2010 - Diploma of Financial Services (Financial Planning) - Diploma (AQF 5) - MLC Advice Education
2011 - Margin Lending & Geared Investments - Other - Kaplan Education Pty Limited
2013 - Advanced Diploma of Financial Plannng - Advanced Diploma (AQF 6) - MLC Advice Education
2019 - FPC002B Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Higher Education Pty Limited
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.