MICHAEL JAMES SPRAGUE

Financial Adviser · Port Macquarie, NSW

Registered

Registration Number

001244822

Registration Status

Registered

Location

Port Macquarie, NSW 2444

Providing Advice Since

2016

Registration Date

26/03/2019

Financial Services Licensee

BLUEWATER FINANCIAL ADVISORS PTY LTD

Licence #000411846

📚 Qualifications & Training

2000 - Bachelor of Business (Accounting) - Bachelor Degree (AQF 7) - Southern Cross University
2005 - CPA - Professional Designations - CPA Australia
2015 - Diploma of Financial Planning - - Kaplan
2020 - Ethics & Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan
2021 - Client Engagement Skills - Bridging Course - Behavioural Finance - Kaplan

🏢 Professional Memberships

CPA Australia (CPA)
Financial Advice Association of Australia (FAAA)

ℹ️ What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.