MICHAEL JON SPENCER
Financial Adviser · South Perth, WA
📚 Qualifications & Training
1998 - Diploma of Financial Planning - Advanced Diploma (AQF 6) - Financial Advice Association Australia
1999 - Certified Financial Planner - Professional Designations - FPA
2011 - Margin Lending and Geared Investments - Other - Kaplan Professional
2019 - FPC002b Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Higher Education Pty Ltd
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.