MICHAEL OLIVER HAYWARD
Financial Adviser · West Perth, WA
📚 Qualifications & Training
2002 - Bachelor of Economics - Bachelor Degree (AQF 7) - University of Western Australia
2012 - Advanced Diploma of Financial Services - Advanced Diploma (AQF 6) - Kaplan
2012 - Certified Finanical Planner - Professional Designations - Financial Planning Association
2018 - Self-Managed Super Funds - Other - Kaplan
2020 - Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.