MICHAEL THOMAS BERNARD CLAPHAM
Financial Adviser · Pymont, NSW
📚 Qualifications & Training
1991 - Bachelor of Business Studies (Accounting & Finance) - Bachelor Degree (AQF 7) - Massey University
2010 - Diploma of Financial Services (Financial Markets) - Diploma (AQF 5) - Australian Financial Markets Association
2012 - Diploma of Financial Services (Financial Planning) - Diploma (AQF 5) - Kaplan Professional
2015 - ASX Accredited Listed Product Adviser Program - Certificate (AQF 1-4) - Kaplan Professional
2015 - Margin Lending and Geared Investments - Certificate (AQF 1-4) - Kaplan Professional
2020 - Client Engagement Skills - Bridging Course - Behavioural Finance - Kaplan
2020 - Eithics & Professionalism In Financial Advice - Bridging Course - Ethics - Kaplan
2025 - Economic & Legal Context for Financial Planning - Bridging Course - Regulation & Legal Obligations - Kaplan
2025 - Estate & Sucession Planning - Other - Kaplan
🏢 Professional Memberships
Tax Practitioners Board
The Tax Institute
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.