MICHAEL TONY KOSTOS
Financial Adviser · Melbourne, VIC
📚 Qualifications & Training
2008 - BTF1010 - Commercial Law - Other - Monash University
2011 - Bachelor of Business (Banking and Finance) - Bachelor Degree (AQF 7) - Monash University
2020 - CFP Certification Program - Professional Designations - Financial Planning Association of Australia
2020 - FPC002B Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Higher Education
2025 - Tax for Financial Advising - Other - Kaplan Professional
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.