MICHAEL WAYNE SPENCER
Financial Adviser · Robina, QLD
📚 Qualifications & Training
2009 - Diploma of Financial Services (Financial Planning) - Diploma (AQF 5) - Kaplan
2010 - Self Managed Superannuation Funds - Diploma (AQF 5) - Kaplan
2011 - Bachelor of Business Finance/Accounting - Bachelor Degree (AQF 7) - Southern Cross University
2012 - Advanced Diploma of Financial Services (Financial Planning) - Advanced Diploma (AQF 6) - Kaplan
2019 - Master of Financial Planning - Masters Degree (AQF 9) - Griffith University
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.