MURRAY RAYMOND NICOL
Financial Adviser · Melbourne, VIC
📚 Qualifications & Training
2004 - Diploma of Financial Advising - Diploma (AQF 5) - Securities Institute
2007 - Certified Financial Planner (CFP) - Professional Designations - Financial Advice Association of Australia (FAAA)
2007 - Graduate Diploma of Applied Finance and Investment - Graduate Diploma (AQF 8) - FINSIA
2010 - SMSF Specialist Advisor (SSA) Accreditation Program - Professional Designations - SMSF Association
2012 - Accredited Listed Product Adviser - Other - Kaplan Professional
2018 - Margin Lending - Other - Kaplan Professional
2024 - Commercial Law - Other - Kaplan Professional
2024 - Tax for Financial Advising - Other - Kaplan Professional
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
SMSF Association
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.