PHILIP ANTHONY SAAL

Financial Adviser · Toowoomba, QLD

Registered

Registration Number

000267882

Registration Status

Registered

Location

Toowoomba, QLD 4350

Providing Advice Since

1999

Registration Date

10/03/2004

Financial Services Licensee

MORGANS FINANCIAL LIMITED

Licence #000235410

📚 Qualifications & Training

1996 - Bachelor of Commerce - - University of Southern Queensland
1999 - Certified Practising Accountant - Professional Designations - CPA
2003 - Financial Planning Specialist - - CPA
2010 - Tax Agent - - Tax Practioners Board

🏢 Professional Memberships

Australian Institute of Company Directors (AICD)
Financial Advice Association of Australia (FAAA)
Registered Tax Agent
SMSF Association

ℹ️ What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.