RAPHAEL JUDE FERNANDEZ
Financial Adviser · Croydon, VIC
📚 Qualifications & Training
1996 - Bachelor of Commerce - Bachelor Degree (AQF 7) - Madras University
2008 - GraduateDiploma of Financial Planning - Graduate Diploma (AQF 8) - Finsia Education
2011 - Margin Lending - - Kaplan
2016 - SMSF - - Kaplan
2019 - FPC002B - Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Professional
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.