RAYMOND GA-BING LAU

Financial Adviser · Sydney, NSW

Registered

Registration Number

001250701

Registration Status

Registered

Location

Sydney, NSW 2000

Providing Advice Since

2016

Registration Date

10/11/2016

Financial Services Licensee

TOWEMER PTY LTD

Licence #000487918

ABN (Australian Business Number)

42573380184

📚 Qualifications & Training

2009 - Bachelor of Commerce and Laws - Bachelor Degree (AQF 7) - The University of New South Wales
2012 - Graduate Diploma of Chartered Accounting - Graduate Diploma (AQF 8) - Chartered Accountants Australia and New Zealand
2015 - Diploma of Financial Planning (FNS50611) - Diploma (AQF 5) - Kaplan Professional (Kaplan Higher Education Pty Ltd)
2015 - Self Managed Super Fund Accreditation - - Kaplan Professional
2016 - Graduate Diploma of Legal Practice - The College of Law Professional Program - Graduate Diploma (AQF 8) - The College of Law Limited
2022 - Certificate of Public Practice - Professional Designations - Chartered Accountants Australia and New Zealand
2025 - Client Engagement Skills - Bridging Course - Behavioural Finance - Kaplan Professional (Kaplan Higher Education Pty Ltd)
2025 - Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Professional (Kaplan Higher Education Pty Ltd)

🏢 Professional Memberships

Chartered Accountants Australia and New Zealand (CA ANZ)

ℹ️ What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.