ROBERT JOHN CUMMING

Financial Adviser · Erina, NSW

Registered

Registration Number

000336024

Registration Status

Registered

Location

Erina, NSW 2250

Providing Advice Since

1998

Registration Date

25/03/2010

Financial Services Licensee

HNW PLANNING PTY LTD

Licence #000225216

📚 Qualifications & Training

1989 - Bachelor of Agricultural Economics (Hons) - - The University of New England
2000 - Diploma in Financial Planning - - Deakin University
2021 - Graduate Diploma of Financial Planning - Graduate Diploma (AQF 8) - Kaplan Professional

🏢 Professional Memberships

SMSF Association

ℹ️ What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.