RYAN TOWERS

Financial Adviser · Werribee, VIC

Registered

Registration Number

001257409

Registration Status

Registered

Location

Werribee, VIC 3030

Providing Advice Since

2017

Registration Date

14/08/2017

Financial Services Licensee

CONSULTUM FINANCIAL ADVISERS PTY LTD

Licence #000230323

📚 Qualifications & Training

2012 - Bachelor of Engineering (Chemical Engineering) - - The University of Melbourne
2016 - Diploma of Financial Planning - - Kaplan Professional
2017 - Advanced diploma of financial Planning - Advanced Diploma (AQF 6) - Kaplan Professional
2018 - Fellow Chartered Financial Practitioner (FChFP) - Professional Designations - Association of Financial Advisers (AFA)
2019 - Ethics and Professionalism in Financial Advice - Bridging Course - Ethics - Kaplan Professional
2022 - Graduate Diploma of Financial Planning - Graduate Diploma (AQF 8) - Kaplan Professional

🏢 Professional Memberships

Financial Advice Association of Australia (FAAA)

ℹ️ What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.