SANDY MICHELE GOSPER

Financial Adviser ยท Erina Heights, NSW

Registered

Registration Number

001003445

Registration Status

Registered

Location

Erina Heights, NSW 2260

Providing Advice Since

1998

Registration Date

21/04/2020

Financial Services Licensee

CAPSTONE FINANCIAL PLANNING PTY LTD

Licence #000223135

๐Ÿ“š Qualifications & Training

2002 - Diploma of Financial Planning (1-8) - Advanced Diploma (AQF 6) - Financial Planning Association of Australia
2005 - Certified Financial Planner - Professional Designations - Financial Planning Association of Australia
2013 - Margin Lending - Other - Kaplan Professional
2013 - Self Managed Superannuation Funds - Other - Kaplan Professional
2018 - Accredited Listed Product Adviser Program - Other - Kaplan Professional
2020 - MAA769 Ethics for Financial Services - Bridging Course - Ethics - Deakin University
2021 - Graduate Diploma of Financial Planning - Graduate Diploma (AQF 8) - Deakin University

๐Ÿข Professional Memberships

Financial Advice Association of Australia (FAAA)

โ„น๏ธ What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.