TIMOTHY GRAY
Financial Adviser · Milton, NSW
📚 Qualifications & Training
2002 - Bachelor of Commerce (Finance & Economics) - Bachelor Degree (AQF 7) - University of Wollongong
2005 - Diploma of Financial Planning - Diploma (AQF 5) - Financial Planning Association of Australia (FPA)
2014 - Certificate IV in Finance and Mortgage Broking - Certificate (AQF 1-4) - Kaplan Professional Education
2020 - MAI769 Ethics for Financial Services - Bridging Course - Ethics - Deakin University
2021 - Accredited Listed Product Adviser Program (ALPA) - Other - Kaplan Professional
🏢 Professional Memberships
CFP - Certified Financial Planner (FPA)
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.