TJAY RATNAWARDANA
Financial Adviser · Osborne Park, WA
📚 Qualifications & Training
2014 - Bachelor of Applied Finance (Economics) - Bachelor Degree (AQF 7) - Macquarie University
2016 - Advanced Diploma of Financial Planning FNS60415 - Advanced Diploma (AQF 6) - Kaplan Professional
2018 - RG146 Tier 1 Margin Lending - Diploma (AQF 5) - Kaplan Professional
2022 - Graduate Diploma in Financial Planning - Graduate Diploma (AQF 8) - Western Sydney University
2025 - Master of Financial Planning - Masters Degree (AQF 9) - Western Sydney University
🏢 Professional Memberships
Financial Advice Association of Australia (FAAA)
ℹ️ What is a Financial Adviser?
A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.
Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.
Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.