ZOYA CERNAVIN

Financial Adviser · Melbourne, VIC

Registered

Registration Number

001005986

Registration Status

Registered

Location

Melbourne, VIC 3000

Providing Advice Since

1994

Registration Date

11/03/2004

Financial Services Licensee

MORGAN STANLEY WEALTH MANAGEMENT AUSTRALIA PTY LTD

Licence #000240813

📚 Qualifications & Training

1992 - Master of Business Administration - Masters Degree (AQF 9) - Royal Melbourne Institute of Technology University
2010 - Margin Lending Accreditation - Certificate (AQF 1-4) - Stockbrokers Association of Australia
2011 - Professional Diploma in Stockbroking - Other - Stockbrokers Association of Australia

ℹ️ What is a Financial Adviser?

A registered Financial Adviser is authorised under an Australian Financial Services Licence (AFSL) to provide personal advice on investments, superannuation, life insurance, and other financial products to retail clients.

Financial advisers must meet strict education, training, and ethical standards set by ASIC. This includes holding relevant qualifications, meeting ongoing professional development requirements, and maintaining appropriate professional indemnity insurance.

Data source: ASIC Financial Advisers Register via data.gov.au, updated weekly.